Retirement plans require determination, planning

Worried about your future?

If you are like millions of Americans, you might wonder if you will have enough money to travel or do what you’ve always wanted to do when you retire.
Financial experts agree that with today’s threat of Social Security running out, it is important for everyone to start investing in his or her future.
“One way to start investing in your future is in a 401(k) plan,´ said Ed Cullen, investment representative for Edward D. Jones & Co.
These plans are designed by certain companies to match a percentage of pre-tax dollars withdrawn from your paycheck, explained…