Positive trend: Fewer OREOs on ledgers

A lot of this issue of the Business Report is dedicated to 2013, with predictions from industry experts about what may be in store for Northern Colorado business, now that we’ve eaten our holiday dinners and even sidestepped an apocalypse.

Before we jump ahead, though, there are some things worth mentioning about 2012.

At the beginning of this year, someone with the city of Fort Collins staff told me that 2012 would likely be the last year of recovery, and that 2013 and 2014 would be years of growth.

The prediction of recovery has held true for most industries in Northern Colorado, with…