To cover or not to cover employees?

The one word everyone, even the experts, uses to describe employer-provided health benefits under the new health-care reform law is “unclear.”

“We’re still trying to understand what it is and what it means before we can get the information out to our members,´ said Tammeron Trujillo, director of Human Resource Services for Mountain States Employers Council. MSEC is updating its benefits class for HR professionals, but it won’t be ready until 2011. By then Trujillo hopes she will have more specifics from federal regulators charged with interpreting the law.

Which leaves small businesses weighing their options for continuing employee…