Count on Social Security? Savings, IRAs needed for sound retirement plan

BOULDER — It’s been said more young people believe they have a better chance of seeing a UFO than seeing a dime from Social Security.

But the pros are still more optimistic about the program’s future. Three Boulder financial planners all believe Social Security is here to stay, but they’re also unsure how it will change in years to come.

“My own feeling is that Social Security is in better shape than a lot of people give it credit for,´ said Stuart Farnell, a personal financial adviser in Boulder. Gary Shirman, a partner with Advanced Financial Consultants, agrees. “Our feeling…