Calculating risk can help achieve investing goals
How much risk are you willing to take with your investments? Your answer is likely linked to how well the stock market is doing these days. If your investments are up, your confidence and appetite for risk are up – any stock you touch is gold. But if the market reverses and plummets, your appetite … Continued
Web sites help do-it-yourself investors manage portfolios with financial adviser savvy
When it comes to picking stocks Jim Gutman turns to The Fool rather than a financial planner. But Gutman is no fool. The Motley Fool is one of many established online investing sites attracting an increasing number of financially savvy investors who prefer to research, trade and grade their portfolios on their own. “When I … Continued
Passing on the family fortune
For years, you’ve worked hard, saved money and invested wisely. A comfortable retirement awaits, and there’s also some leftover cash for the children. But while some parents may think it wise to hold on to the family fortune ’til death, financial planners say there are big tax advantages in gifting the money to heirs earlier. … Continued
?Bury your head in sand? strategy on investments not sound, advisers say
Some people in the Boulder Valley monitor their investments, some don?t monitor them enough, and yet others monitor them too much, area investment advisers say. While quarterly reviews and periodic rebalancing are keys to effectively staying on top of retirement plans and taxable investments, many still avoid these necessary steps, says Bob Webster, president of … Continued
Early mortgage payoff eases mind
Business Report Correspondent BOULDER ? When the stock market starts doing a yo-yo impersonation, investors begin to yearn for something safe to put their money into. Many are now in a nail-biting frenzy. But there’s one group whose nails are being spared: homeowners. Colorado’s home prices have gone through the roof during the last decade … Continued
Investing yields higher returns than paying off mortgage early
Robert Pyle, a certified financial planner with Diversified Asset Management, a Boulder-based investment advisory firm, played with some numbers to determine how best to pay off a $100,000, 30-year mortgage at 8 percent interest, which comes out to a monthly payment of $733.76. Is it better to pay an extra $100 a month to principal … Continued
Are private offerings really a good deal?
Since the financial crisis of 2007-2008, the U.S. stock market has been booming. The S&P 500 more than tripled from 2009 to 2017, and was hitting all-time highs as recently as January. During bull markets like this, investors may be tempted to pile into risky investments in search of even more gains. One area performance-hungry … Continued
Is real estate investing right for your temperament?
The hot real estate market in Boulder and Denver has generated a lot of interest from investors who wonder whether they should get in on the real estate action instead of investing in the stock market. I don’t blame people for wondering. Through both the popular press and word of mouth, success stories abound, suggesting … Continued
Investors shouldn’t take path of least resistance
Sometimes the path of least resistance is a good choice. For example, say you’re dining out with friends and you’ve agreed to split the check. Life’s too short, and hopefully the conversation has been too engaging to start fussing over a few dollars. Go 50/50, and be done with it. But what if the financial … Continued
Cash-balance plans offer break to small-business owners
Are you a small, highly profitable business owner looking for ways to reduce your current taxes and/or dramatically step up your tax-sheltered retirement savings? If so, a cash-balance plan may be worth looking into for your company. A cash-balance plan is a retirement savings vehicle, crafted with the small-business owner in mind. When combined with … Continued
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