Health Care

Columbine Health Systems – Meaningful Careers for People Who Care

I find job seekers are searching for a meaningful career.  Nothing is more meaningful than caring for seniors?

Erica, RN with Columbine West said it best, “I felt like I was coming home to Columbine, you all make everyone feel like family”.

Columbine offers career opportunities in clinical roles such as; Personal Care Provider, Certified Nursing Assistant (CNA), LPN, RN, and Therapy.  We offer a full range of entry-level to experienced positions in dietary, housekeeping, social services, activities, clerical, accounting, van drivers, and more.

For job seekers interested in becoming a CNA, we offer Nursing Assistant Training at our Geriatric Education Centre.  Full Time Day classes only take 2 ½ weeks!

We are looking for those who mirror our mission – Our mission is – We enrich our community, we inspire, we connect, we care. No matter the role, our expectation is for employees to have passion for seniors and to put the needs of our customers first.

Jeff Goody
Recruitment Manager
Columbine Health Systems
802 W. Drake Road, Suite 105
970-492-6230


HR Services & Payroll

Tax Credits Available to Restaurants through the IRS FICA Tax Tip Credit

By law, restaurant employers are required to pay taxes on the tipped portion of an employee’s earnings since they are defined as income through the Federal Insurance Contributions Act (FICA).

Restaurant employers are entitled to a credit for the Social Security and Medicare taxes that are paid on employees tipped income.  To qualify for the credit, establishments must have employees that receive tipped income from serving food for consumption, delivering or serving beverages, and the establishment must have incurred or paid Social Security and Medicare taxes on the tipped portion of the wages.

To take advantage of this credit, employers need to request the FICA Tax Tip Credit on their tax returns.  The tax credits could account for credits equating to hundreds of dollars per employee per year.

Big Fish Payroll Services can provide the necessary reporting to help recover those credits.

Justin Dignam
(714) 769-3410
8354 Northfield Blvd. Ste. 3700
Denver, CO 80238
sales@bigfishpayroll.com


Insurance

Fall Agriculture Fire Safety

As we move into the fall months, the temperatures can still be high and Colorado often experiences less moisture. 

The agricultural industry has a heightened exposure to fires this time of year due to the prolonged dry conditions. 

Grasses, weeds and electrical equipment near farms and ranches can turn into a major fuel source for a fire.  It is important to label all electrical equipment and keep it free from debris such as dust and cobwebs.  In case of a fire, all those working on a farm should know the location the fire extinguishers and have received proper training how to use them. 

A controlled burn is often utilized to mitigate the risk of unwanted grasses and weeds.  It is important to contact your local fire department to understand the risks of a burn and if the weather conditions permit a safe burning environment.  If you have questions, please contact our team of AgriBusiness Professionals at (970)356-0123. (source:  nfpa.org).

Brian Schiller, CIC
Vice President
BSchiller@floodpeterson.com
(970)356-0123


Thought Leaders

Who are you going to pay to spend time with your children?

The CEO of a large public company recently started a speech with this opening line. What a powerful question! Many tasks can be outsourced; spending time with your family cannot. As small business owners, we have to make decisions every day on how to invest our time, including family time.

Paying your team timely and accurately is very important. However, do YOU need to spend your valuable time performing that task? Last year, a local painting contractor outsourced his payroll processing. to Payroll Vault. In prior years, he did his own payroll using a popular accounting software.

When asked if he was happy he outsourced, he said, “Yes! You think preparing payroll doesn’t take much time, but it does.”

Inc Magazine recently cited payroll and payroll tax filings as one of the top 3 tasks that should be immediately outsourced. Call me today to see how we can help you free up valuable time!

Dean Rodahl
970-353-0170
1703 61st Ave. Suite 101
Greeley, CO 80634
dean.rodahl@payrollvault.com


Law

Some things just don’t age well …

Unlike a fine wine, leases can leave a bad taste in your mouth if simply left on a shelf. Whether you are a commercial or residential landlord, if you haven’t read your lease recently, you can bet there are outdated terms or potentially inaccurate or incomplete provisions.

Many things have changed that have had quite the effect on leases – including the legalization of marijuana, reasonable accommodations, and the rights of tenants who are victims of unlawful sexual behavior and stalking.

One of the more recent changes took effect on August 9, 2017. Previously, both commercial and residential landlords could provide tenants under a short-term lease just seven days’ notice of lease termination, among the shortest notification windows in the country. C.R.S. § 13-40-107 extends that advanced notification requirement to 21 days.

If you think your lease may need to be dusted off, it might be a good time to reach out to an attorney for assistance.

Brandy Natalzia
bnatalzia@nocoattorneys.com
970-663-7300
2725 Rocky Mountain Avenue, Suite 320
Loveland, CO 80538


Technology

5 Tips to Help Your Business

Closeout 2016 right and prepare for 2017 with these tips for your business:

Download metrics. Run reports on Google Analytics and your point of sale system to spot trends and identify goals you’d like to capitalize on this next year.

Make charitable contributions. Tax code is sure to change in 2017. Check with your CPA to see if it might benefit you to maximize your 2016 donations.

Pay 2017 expenses in advance. Use some of your extra cash to pay things like rent, travel, and conference fees now so you can decrease your tax liability for 2016.

Plan your first campaign of 2017. Even if you only outline an idea, set the groundwork for your first marketing push of the year.Update security features. One credit card breach can take down your business. Make sure all software is up-to-date and EMV compliant.

Ken Salazar
President and CEO, SilverEdge
4065 Saint Cloud Drive, Loveland
970-685-3175
ksalazar@gosilveredge.com
www.GoSilverEdge.com


Thought Leaders

Showcase your industry expertise with Thought Leaders monthly feature

Here’s How It Works

-You choose a question that is pertinent to BizWest readers

-You answer the question in the form of a column

-Your photo, logo and contact information appears in the ad

-Limit of six advertisers (two pages running in different issues each month)

Over 72% of our readers are in top management positions and make corporate decisions using BizWest special supplements and directories to make those decisions. Your advertising message will be seen by hundreds of potential customers, all of whom have the influence to use your products or services. Your investment with an annual agreement also gets you TWO FREE Half-page ads with color that will appear on the bottom half of the page. In addition, your message will be featured in a text box ad twice in a two-week period in a Business Report Daily e-newsletter. Over 10,000 readers subscribe to the Business Report Daily. Users will click on the headline and go to a landing page that shows the entire full page ad. Then they can click on your website address and it links them to your web site.

550 E. Harmony Road, 2nd floor
Fort Collins, CO 80527970-232-31444


Insurance

Craft Brewery Safety

With the continued growth in the craft brewery industry, it is critical that a increased focus is placed on safety and the development of a safety culture. Recently, there has been an increased presence from OSHA in setting and enforcing new safety and health requirements in all industries; the craft brewery industry is not an exception. There are several key elements that a brewery can include in their safety program to improve or enhance their overall safety culture. Below are a few examples to help protect yourself and your employees:

Personal Protective Equipment: Incorporate protective clothing, helmets, goggles and equipment designed to protect the wearer’s body from injury or infection.
Confined Space Training: Establish protocols, procedures and provide continued training to employees who enter confined brewery spaces.
Fall Protection: Proper tie-off techniques and specialized equipment will help keep employees safe.Partnering with the right safety professional can help you navigate and reduce your exposures.

Nick Roe
Sales Executive
970-266-8710
NRoe@floodpeterson.com


Accounting

Donald Trump’s Tax Plan

President-Elect Donald Trump will be inaugurated on January 20, 2017. One of his expected first acts as President will be to move forward with tax reforms to simplify the U.S. Internal Revenue Code and lower tax rates for individuals and businesses. Proposed business tax reforms include cutting the corporate income tax rate from 35 percent to 15 percent and taxing pass-through businesses, i.e., S-corporations and partnerships, at a 15 percent rate. Proposed individual tax reforms closely follow reducing the top marginal income tax rate from 39.6 percent to 25 percent and creating a zero percent tax bracket. His proposed tax reform also eliminates the often misunderstood Alternative Minimum Tax. It is not certain all of his proposed reforms will become law, but significant reforms could benefit most U.S. taxpayers. ACM is available to help you monitor the changing tax environment and tak

Christine Ludwig, CPA
Senior Tax Manager
cludwig@acmllp.com
303.440.0399


Health Care

Providers Accepting Medicare Assignment Means Lower Costs

To “accept assignment” means your doctor, provider, or supplier agrees to accept the Medicare-approved amount as full payment for covered services. If they do not accept assignment, they are called non-participating providers. Non-participating providers have not signed an agreement to accept assignment for all Medicare-covered services.

They can still choose to accept assignment for individual services. If your doctor, provider, or supplier does not accept assignment, you might have to pay the entire charge at the time of service. The non-participating providers can charge you more than the Medicare-approved amount, but there’s a “limiting charge”. The provider can only charge you up to 15% over the amount that non-participating providers are paid. Non-participating providers are paid 95% of the Medicare fee schedule amount. The limiting charge applies only to certain Medicare-covered services and does not apply to some supplies and durable medical equipment.

Columbine Medical Equipment accepts assignment with Medicare.

Heather McNeill
General Manager
Columbine Medical Equipment
802 W. Drake Road, Suite 123
Fort Collins, CO 80526
1455 Main Street
Windsor, CO 80550
970-221-1453


Law

Should I Look for Environmental Issues Prior to Completing My Real Estate Transaction?

When purchasing (often even leasing) commercial or industrial property, the answer is usually yes. Environmental issues take various forms, such as soil and groundwater contamination, mold or asbestos on structures, or the presence of wetlands or endangered species. They can even emanate from neighboring properties.

The context of the property and its intended use inform the nature of the environmental review. Often used is a Phase I Assessment, where a qualified consultant conducts a non-invasive evaluation of the property designed primarily to help protect against liability arising from contamination. It can also identify environmental issues that might render the property unsuitable for intended uses. For some properties however, a lesser screen may suffice.

Environmental issues need not be a deal killer — just identified and accounted for before closing. A knowledgeable environmental attorney can help a client define the proper scope of the investigation, and work with the consultant to meet the unique needs of the transaction at hand.

John Kolanz
2725 Rocky Mountain Avenue, Suite 320,
Loveland 970-663-7300
jkolanz@nocoattorneys.com


Uncategorized

Bringing Big Fish Payroll Expertise to Colorado

Big Fish provides a unified solution for HR, Payroll, Time and Attendance, Paperless Onboarding, and Benefits Administration. We have been Southern California’s favorite HR & Payroll services company for over 13 years, and Big Fish is entering the Colorado market to help businesses of all sizes manage and care for their most valuable resource, their employees.
Big Fish Founder & CEO Justin Dignam chose Colorado specifically to expand his business as both his children are Buffs at CU Boulder. “Visiting Boulder for the 4 years my daughter studied at CU, and now with my son also attending, it is so evident all the good things Colorado has to offer them as people. Additionally, the business climate includes a well-educated and forward-thinking workforce, which is the exact audience who can appreciate what we have to offer”.
Our team has the knowledge and expertise to guide your organization into prospering with the latest technology bundled with a boutique service experience. Contact your new human capital management partner in Colorado for an HR compliance audit or payroll services consultation.

Justin Dignam
(714) 769-3410
8354 Northfield Blvd. Ste. 3700
Denver, CO 80238
sales@bigfishpayroll.com


Health Care

Westwood Patio Homes: The Fences Are Down!!!

All construction fences are down and Phase II is now complete! Our leased, 34 mid-century modern patio homes provide open floor plans with an emphasis on natural light. The 3 color schemes Bronze, Chrome, and Nickle make you feel right at home. Lease rates range from $2,400 to $2,900 per month.
Conveniently located off of Main and 14th street in Windsor, our walkable community is within walking distance of grocery stores, pharmacies, and doctor’s offices.  The universal design features and accessibility additions make Westwood the most unique patio homes in Northern Colorado.
Are you 55+, looking to downsize from your home, live a maintenance- free life, and have fun? If so, Westwood is the perfect place for you! Our units are leasing quickly, so stop by for a tour of your next home today!
Visit our website www.westwoodpatiohomes.com or call (970) 460-5000 for a personalized tour.

Ashlee J. Clay
Community Liaison
Westwood Patio Homes
301 14th Street
Windsor, CO 80550
970-460-5000
FAX: 970-482-9148


Insurance

Taking Control of your Employee Benefits Program

Most small and mid-sized businesses today use the traditional fully funded health insurance model to cover their employees.
With that many have experienced double digit rate increases annually for the past decade. The question many are asking, “How can we keep absorbing these increases?” The answer, “You can’t.”
Unless organizations begin to recognize the need to connect the dots between the well-being of their employee population and their insurance trend they will undoubtedly soon be priced out of the market.
It is time for employers to understand the only way to control their rising insurance cost is to help manage the health risk of their organization. Once they understand the risk they can put appropriate programming in place, engage their employees, and track their results.
There is no quick fix, however a meaningful program will over time drive trend down and allow employers to provide more meaningful benefit programs.

Ethan Merk
Benefits Executive
EMerk@floodpeterson.com
(970)356-0123


Law

Who Sweeps the Breezeway?!? Don’t Breeze Through Your Commercial Lease

When a commercial lease is necessary for a business owner, they must understand that agreement beyond the monthly rent and duration. Some important clauses are:
Maintenance of Common Areas. Guidelines of how and by whom stairways, lobbies, sidewalks, and other areas are maintained establishes expectations between landlord and tenant and promotes cooperation.
Restrictions as to Use, Noise, or Traffic to the Location. A lease may prohibit specific businesses or limit activities allowed on the premises. A tenant should evaluate how this may its business before signing the lease.
Restrictive Covenants. A restrictive covenant in one tenant’s lease may prevent a landlord from renting to another tenant with a similar business, or may prevent that tenant from expanding its business.
A savvy business owner will understand the lease in entirely, and will seek advice from competent legal counsel on complex issues.

Katie Butler
Otis, Bedingfield & Peters, LLC
970-330-6700
kbutler@nocoattorneys.com
www.nocoattorneys.com


HR Services & Payroll

HR Managed Services with Big Fish Payroll Services

Big Fish HR Managed Services is dedicated to making HR and Payroll a simple and integrated solution for new, established, and growing businesses.
Our HR Managed Service is a relationship-based consultancy service.  You’ll get a dedicated HR Consultant who will work with you to build healthy HR practices that keep you compliant and in-the-HR-know.
Your company can benefit from partnering with Big Fish to save money, since you can save 30-60% on HR costs by utilizing this service versus hiring a full-time, in-house HR employee. This is also a fabulous, cost effective alternative to expensive PEOs.
Working with HR Managed Services mitigates your legal and financial risks and allows you to focus on your company’s strategic goals, rather than your administrative woes.
Be strategic, not administrative.

Justin Dignam
(714) 769-3410
8354 Northfield Blvd. Ste. 3700
Denver, CO 80238
sales@bigfishpayroll.com


Health Care

Partners in Health & Wellness

The Health & Wellness Partnership is celebrating the third year of providing quality health and wellness programming at city recreation centers throughout Fort Collins. Together, Columbine Health Systems, UCHealth, and the City of Fort Collins continue to offer high quality programming by vetted professionals.
We have increased our massage, acupuncture, and nail services to accommodate higher demand at the Senior Center, while continuing to offer our most popular group exercise classes – Boomer Boot Camp and Cardio, Core, & More.  With 65-75 different options each quarter, our extensive range of topics covers the spectrum of medical subjects to holistic options.  The Aging Mastery Program will be offered again this fall and is the perfect series of classes to inspire small changes which can make an enormous impact on health.
See the Health & Wellness section of the Recreator for a complete list of activities and registration information – www.fcgov.com/recreator.

Diane Horak
Program Manager
1200 Raintree Drive
Fort Collins, CO 80526
970-221-6785
diane.horak@columbinehealth.com


Insurance

The Importance of a Personal Umbrella Policy

Distractions while driving can occur everyday and seem to be everywhere; this can include text messages, phone calls, a quick meal on the road, all of which interrupts a driver’s attention.  Have you thought, “What would happen if a distracted driver caused a serious accident?  Would their insurance be enough to cover all damages and injuries?”  The answer is more than likely “no.”
Obtaining additional coverage for accidents caused by uninsured or underinsured motorist has become crucial.  Excess Uninsured/Underinsured (UM) Motorist coverage is available as part of a Personal Umbrella Policy.  Umbrella Liability provides protection from civil suits as a result of your actions. The Excess UM coverage provides coverage for you and members of your household, if the other party is at fault and does not have enough liability coverage to pay for injuries and damages.  UM coverage also provides coverage for you as a pedestrian or bicyclist.

Lynda Mitch, CIC, AAI
Personal Insurance
Account Executive
(970)356-0123
LMitch@floodpeterson.com


Law

Employee Handbooks – A Great Tool For All Employers

Whether for profit, non-profit, or public sector, employee handbooks are a great tool that should not be overlooked. Although an employer is not required by law to have an employee handbook, the law affords certain protections to employers who have an effective complaint process when defending a lawsuit from an employee. For these protections to apply, however, the employee must be aware of the complaint process. The best way to inform employees of the complaint process is via an employee handbook, because typically, employees certify they received and reviewed the handbook before their employment starts.
The Equal Employment Opportunity Commission gives suggestions of an effective complaint process. Its full guidance can be reviewed at www.eeoc.gov/policy.docs.harassmnet.html.
Employee handbooks are a wonderful tool so employees know what is expected of them and what they can expect of their employer. Employee handbooks could also save your business from liability.

Lee Morehead
Otis, Bedingfield & Peters, LLC
970-330-6700
lmorehead@nocoattorneys.com
www.nocoattorneys.com