January 26, 2001

BORROWER: Charles D & Jane M Schroepfer

BORROWER: Charles D & Jane M Schroepfer, LENDER: Standard Fed Bk, 327 Cherokee North Star Route, Lyons, CO 80540, AMOUNT: $135672, FILED: 12/18/2000, 00-292

BORROWER: Charles D & Jane M Schroepfer

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