We find ourselves in the middle of one of the greatest wealth transfer periods of all time. Those with wealth must decide whether they want to make transfers, and if they do, they must decide how much, to whom, when and in what structure?
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Joseph, and new board member Buzz Moore of Grand Junction will serve four-year terms on the through Aug. 10, 2018.
The five-member board oversees Colorado’s mortgage loan originator program making decisions that concern rule making hearings, policy, licensing matters, complaints and disciplinary actions that are taken against mortgage loan originators. Three of its members are licensed mortgage loan originators, and two members represent the public at large.
Joseph, a Colorado native, has more than 30 years of regulatory oversight experience of state-chartered commercial banks, money transmitters, trust companies, investment advisers and stockbrokers. He was appointed as securities commissioner at DORA in 1999, and has served as the acting bank commissioner and acting financial services commissioner. He retired from DORA in 2013. Joseph fills the vacancy on the board for a public member at large.
Moore is the sales manager and business development officer for Guild Mortgage in Grand Junction, and fills one of the roles as a licensed mortgage loan originator. He has more than 40 years of experience in banking, real estate and mortgage services to the board. Previously, Moore served on the Colorado Real Estate Commission and holds a Certified Real Estate Brokerage Manager designation.